Express Payday Loans, the owner and operator of this website express-paydayloans.com (“Express”, the “Website”), is not a lender or representative of any lender or service provider, does not make any loan or credit decisions and is not implicated in any way in the lending process. Express is intended to function as an advertising referral service and serves as a connecting platform between its users (who may be potential borrowers) and third-party lenders and marketers. The Website does not collect, store or has access to the information regarding the fees and charges associated with the contacting lenders and/or any loan products. The submission of the online form does not guarantee approval of an applicant for any offer. Express does not oversee or regulate and is not responsible for any actions of any lender. The offers, loan terms, rates (including APR), fees and charges, loan amount, cash transfer times, repayment terms as well as any legal implications for late or non-payments are within the full responsibility and control of the particular lender that provides the loan service. Loans and loan services are not available in all states or jurisdictions, consequently, residents of some states may not be able to apply for some or all online loans. Third-party lenders may perform a credit check prior to making any credit decision. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges. Short term, installment, and payday loans should be used with caution. If you have any questions about your loan, please contact your lender directly. By using this website, the user acknowledges that they have read, understood and agreed with Terms and Conditions, Privacy Policy, and e-Consent.