Are you in Paterson and need a financial boost quickly? Express Payday Loans is your go-to solution. We collaborate with direct lenders licensed in Paterson, NJ, to provide swift and express loan approvals.
Whether you have bad credit, no credit, or rely on alternative income sources, don't worry. We encourage all Paterson residents to apply for a loan. Our application process is open 24/7, meaning you can submit your request at any time that suits you.
With Express Payday Loans, not only is your data confidentiality guaranteed, but you also have the opportunity to secure the financial help you need today. Don't wait – apply now!
What is an Express Payday Loans?
A payday loan is a short-term borrowing option that provides quick access to funds until your next paycheck. It's designed for covering urgent expenses or financial emergencies and doesn't require extensive credit checks or collateral.
The loan is repaid in full, including fees and interest, on your next payday.
When it comes to payday loans, Express Payday Loans wants to ensure transparency regarding the costs and fees involved.
Here's What You Can Expect:
Payday loans typically charge a fee based on a percentage or dollar amount per $100 borrowed
The specific fee amount varies depending on your state's regulations and the maximum loan amount permitted
Fees can range from $10 to $30 for every $100 borrowed, with $15 per $100 being a common fee
Express Payday Loan Example:
For instance, if you borrow $200 before your next payday and the fee is $15 per $100, the total repayment amount would be $230
3 Express Steps to Get A Payday Loan in Paterson
Select how much cash do you need and complete our express online application in few minutes. It’s easy, secure and available for poor credit score.
Review your loan terms and get a decision, electronically sign it and after some additional checks, you can be approved within just a few hours.
If approved, you'll sign the contract and funds will be deposited into your bank account within a few hours, same day or following business day.
How do payday loans work?
Typically, pay $15-$30 per $100 loaned
Most states cap payday loans at $500
Payday loans are usually paid in single payment
Repayment is usually from 2-4 weeks post loan start. Only apply for a payday loan if sure you can repay it.
Have an income of at least $1,000 monthly (all sources)
Be 18 years of age or older
Active email address and phone number
Be a US citizen or legal resident
Have an open checking account
Free obligation quote
Bad credit – OK
Same Day Funding Available
Review Loan Offer - Sign Your Agreement
Get the Cash Loan
How much does a payday loan with bad credit cost?
Good to know: Remember: Each state sets payday loan fees and interest differently. Generally, expect to pay $15-$30 per $100 borrowed, with potential extra charges for late or missed payments.