|FACTS||WHAT DOES express-paydayloans.com DO WITH YOUR PERSONAL INFORMATION?|
|WHY?||We choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|WHAT?||The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and checking account information Transaction history and income Credit history and account balances|
|HOW?||We need to share customers’ personal information to run their everyday business. In the section below, we list the reasons we can share their customers’ personal information; the reasons express-paydayloans.com chooses to share; and whether you can limit this sharing.|
|REASONS WE CAN SHARE YOUR PERSONAL INFORMATION||DOES EXPRESS-PAYDAYLOANS.COM SHARE?||CAN YOU LIMIT THIS SHARING?|
|For our everyday business purposes – such as to process your transactions, and respond to court orders and legal investigations.||Yes||No|
|For our marketing purposes – to offer our services to you.||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes – information about your loan inquiry.||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For nonaffiliates to market to you||Yes||Yes|
|TO LIMIT OUR SHARING||To limit sharing, please email us the form below. |
Please note: If you are a new user, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our user, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing as noted above.
|WHO ARE WE|
|Who is providing this notice?||Express-paydayloans.com|
|WHAT DO WE DO|
|How does express-paydayloans.com protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files.|
|How does express-paydayloans.com collect my personal information?||We collect your personal information, for example, when you Submit a loan request Provide your contact information Request help obtaining a loan We also collect your personal information from others, such as affiliates or marketing partners.|
|Why can’t I limit all sharing?||Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes – information about your creditworthiness Affiliates from using your information to market you Sharing for nonaffiliates to market you State laws and individual companies may give you additional rights to limit sharing.|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include companies engaged in direct marketing and the selling of consumer products and services.|
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners may include other finance companies.|
|OTHER IMPORTANT INFORMATION|
Vermont residents: We will not disclose information about you with affiliates or non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.
California residents: We will not share information we collect about you with affiliated or non-affiliated third parties, except in the limited circumstances permitted under state law, or if you give us your permission (i.e., via a request form). Also please note that in order to provide better services to consumers, when we receive a Do Not Track signal, we may ignore such signals. Other parties may collect personally identifiable information about an individual consumer’s online activities over time and across different web sites when a consumer uses our website or service.
North Dakota residents: We will not disclose information about you with non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.
Nevada residents: If you would like more information regarding this notice or Nevada’s law regarding corporate do-not-call registries, you can contact the Bureau of Consumer Protection, Office of the Nevada Attorney General at 555 E. Washington Street, Suite 3900, Las Vegas, Nevada 89101; Phone: (702)486-3132; Email: BCPINFO@ag.state.nv.us.